Buying your first home is exciting — but it can also feel overwhelming. This guide explains deposits, grants, loan options and hidden costs, so you can take the next step with confidence.
At Propel Finance Group, we’ve helped hundreds of Adelaide families secure their first home. We know the process can feel overwhelming, so this guide breaks it down into clear, practical steps. Our job is to simplify the jargon and give you confidence.
Deposits & real costs – How much you truly need up front (and what fees catch buyers out).
Grants & schemes – Key Federal/SA programmes first‑home buyers commonly use.
Loan options – Fixed vs variable, LMI, and how lenders assess your application.
Discovery – A quick call to understand your situation and timing.
Borrowing plan – We check lender policy, shortlist options and explain trade‑offs.
Pre‑approval to keys – We manage the paperwork and timeline so you’re not guessing.